Asset finance | Lombard Ireland

Agriculture

Our dedicated agriculture team and relationship managers specialise in agricultural equipment lending.

Lombard can help your farming business by:

• Understanding your challenges - We design solutions based on our detailed knowledge of customers' cash-flow issues and seasonal payment concerns.
• Funding your farm assets - From replacing a combine harvester to setting up a new milking parlour, Lombard can fund almost any tangible farm asset.
• Putting you in control - Our flexible solutions put you in control of your cash flow.
• Matching your cash flow - We can agree lower monthly payments and lump sum to tie in with a single farm payment, or spread the cost through quarterly payments.
• Freeing your capital - Lombard can unlock the capital that already exists in your farm's assets through a sale & leaseback, freeing up your cash for reinvestment.

Note: Security may be required and product fees may apply.

Cars & Vans

You can ask our experts about any aspect of vehicle finance; they'll also give you an honest assessment of any dealer finance offer you may have received. Knowledgeable and unbiased, their expertise is underpinned by:

• Impartiality - Freedom of choice across reputable dealers, manufacturers and models.
• Transparency - Finding the best funding solution; if it's the one offered by your dealer, we'll tell you.
• Advocacy - Acting as a trusted partner, answering your questions and focusing on your best interests.
• Diligence - Processing arrangements swiftly, without compromising your decision making process.
• Consistency - Delivering a dependable service to all customers, irrespective of funding scope or scale.

Note: Security may be required and product fees may apply.

Commercial Transportation

Lombard can help finance a wide range of vehicles with a choice of funding methods to suit most business requirements.

Find out more about how Lombard can help your commercial transportation business with:

• Buses and Coaches – whether you need finance for buses or coaches, including light and midi, single-decker, double-decker and hybrid, Lombard can help.
• Heavy Commercial Vehicles – with extensive experience in the commercial transport sector, find out how Lombard can help finance commercial vehicles over 3.5t GVW.
• Trailers – from skeletal trailers to double-deck fridge trailers, our expert commercial transportation team provides asset finance solutions that lower your costs.

Note: Security may be required and product fees may apply.

Construction & Materials handling

There are so many aspects of the materials handling and construction industries where Lombard’s funding and financial solutions can help lower costs and make running your organisation a little easier.

• Share our extensive expertise in this sector – we already finance equipment from well known manufacturers.
• Helping all sizes of company – from small subcontractors to plant hire companies.
• Finance for specific assets - bulldozers, container handlers,  dump trucks and forklift trucks.
• Finance for all kinds of reasons – business cycle planning, cash flow management, de-risking of capital purchase decisions, term and end of term flexibility, and tax efficiencies.

Note: Security may be required and product fees may apply.

Manufacturing 

At Lombard, our manufacturing asset finance experts can help improve your cash flow by keeping your working capital free and offer a range of options, which can even take assets off your balance sheet.

• Giving you the benefit of our expertise – as manufacturing sector experts, Lombard understands your challenges and has the experience to fund the assets you require.
• Helping you manage cash flow – with Lombard, you can keep funds to reinvest in your business and benefit from tax efficiencies.
• Funding your manufacturing assets – from new and used plant and small printing presses to tools and complete production lines, Lombard can fund almost any tangible manufacturing asset.
• Delivering flexible choices – our solutions can include attractive options when your finance agreement ends.
• Providing one-stop-finance – we're committed to the manufacturing sector and can continue to offer asset funding solutions as your business develops and grows.

Note: Security may be required and product fees may apply.

Technology

Lombard can offer a range of technology finance options according to your requirements. These are some of the benefits of choosing a finance option for your IT equipment compared to buying it outright:

• Protection against technology obsolescence
• Upgrade flexibility
• Budget and payment flexibility
• Operational flexibility
• Conservation of capital
• Reduced equipment value risk

Examples of assets we fund include:

• PCs, laptops and monitors
• Servers and mainframes
• Telephony systems
• Audio-Visual equipment
• Electronic point-of-sale equipment
• Software

Note: Security may be required and product fees may apply.